Unsecured, Wild and Free: No Credit Check Loans and Where to Find Them

Forty-five million Americans have no credit score at all. Of that group, 26 million have no credit history with the major credit reporting agencies at all, while 19 million have unscorable credit histories — meaning their history is too old or doesn’t offer enough information for a credit score. To some, having bad credit might sound even worse than having no credit. But when you’re...
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Bad Money Habits You Need To Stop

bad money habits
There are so many bad money habits out there. I’d imagine you could probably name a few of your worst without really putting a lot of thought into it. I have some particularly crappy ones, and while I’ve made a lot of progress on them in the past year or two I still definitely have a ways to go. Since the year is ending and everyone, for the first few weeks anyway, acts like a new year brings...
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The Science of Persuasion

When you’re running a business, you need to be as expert at selling what you have to offer as you are at making it. It can be a challenge: many business owners are experts in their own product, whatever it is, from a physical item to a digital or financial one (like a statistics programme or a wage tracking tool), to a service (like business consulting). It’s this passion for the product and making...
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Frequently Asked Questions About IVA’s

IVA questions
If you find yourself having to consider an IVA then it’s likely you’ll have lots of questions and concerns. In this article we answer some of the most commonly asked questions about IVA’s to help you understand the process and what it might mean for you. Q.  What exactly is an IVA? An IVA is a legally binding agreement made between you and your creditors to repay your outstanding debt.  Instead...
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How Does PayPal’s Acquisition of iZettle Affect Digital Payments?

                          SOURCE: Pixabay The world of financial payments shifted slightly as payment company PayPal purchased iZettle, the Swedish equivalent founded in 2010. PayPal has spent a pretty penny – $2.2 million – on the Swedish company. iZettle is the financial technology company that created and revolutionized the use of a mini chip and pin device for mobiles,...
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