When it comes to gauging your wealth, the best indicator is your net worth. Imagine if your budget is your arrow, then your net worth is your moving target. Your budget is particular to your day to day life. You can track your net worth to see where you stand over time for all of … Read more
So, you’re broke, and you need money desperately. This is a common situation that many of us find ourselves in at least once in our lifetime. If you’re having a tough time with finances at the moment, you’re not alone. Many Americans have no savings whatsoever. Many people even struggle to make sure their bills … Read more
Credit card fraud is a big problem. 46% of Americans have been victims of fraud in the last five years and the credit card companies are working hard on improving credit card security. It’s not all in their hands, though. You have a role to play in credit card safety as well. Let’s look at … Read more
Nobody expects or looks forward to being in a car accident. However, accidents, by their very nature, happen when you least expect them. At that point, you will probably be disoriented and unsure as to how to proceed. That is why it may be useful to know what to do and how to react in … Read more
Now that you’ve determined which budget might work, you have to learn how to stick to it. Using the budget and being steady is the only way it will work. Unfortunately, consistency is the hardest part of budgeting. The number of families with a budget has declined since last year. Here are a few ways … Read more