Have you ever considered getting a loan or borrowing money? If you have then you might have heard about credit scores. If you haven’t borrowed much money in the past or you have defaulted on a loan then you might find that it is difficult to get a loan.
A living will is perhaps the most important legal document that you will ever write. This document decides what happens to your family and assets in the event of your untimely passing.
Despite this fact, more than half of Americans do not have a will. They recognize the importance of things like estate planning but fail to see it through.
When a homeowner passes away and leaves the property to one or more heirs, the estate holds the property for distribution after the payment of any debts or outstanding loans on the property. This situation implies that the heirs cannot take ownership of the house until the settlement of the existing mortgage. Also, there could be a clause within the loan to complete full payment before property transfer. These scenarios may lead one to refinance the inherited property.
In 2018, 69 percent of college students graduated with two things: a degree and a $29,800 debt.
If you’re among these graduates, welcome the world of student debt. In a country where the collective student debt stands at over $1.25 trillion, there’s no doubt many people are feeling a pinch. Paying about $350 a month for the next decade can take a toll on your financial plans.
Did you know that in 2019 the value of Bitcoin went up almost 400% in 150 days? The explosive growth of cryptocurrencies has attracted many to invest in them.
However, as cryptocurrencies are a relatively new phenomenon that has only appeared in the last years, many do not know how to enter the market.