December 2021 - Critical Financial

How Should You Handle Cash Gifts When You’re Broke?

How to Handle a Cash Gift If You're Broke

If you were lucky this Christmas, you likely got a variety of Christmas gifts, perhaps including cash. However, if you sometimes need to ask others for financial help, how should you handle cash gifts when you’re broke? You have several responsible options. Ask the Giver How They Intend the Gift to Be Used If you … Read more

5 tips for getting cheap life insurance

One of the many realities in life is that death is unpredictable, not to mention unavoidable. While we can’t prevent death, there is one sure way to plan for it, by taking out life insurance cover.

3 Practical Money Habits to Start This Year

The New Year is the perfect time to start fresh and make positive changes. So, if you’re hoping to make some positive changes with your finances, you should take on these practical money habits this year:

Financial Benefits of a Social Media Cleanse

As wonderful as social media can be, it also has a dark side. Social media can affect our mental health. We see everyone living their best lives and wonder why our lives are so routine and boring. We forget that the images on social media are curated and not always reality. Beyond the mental health … Read more