How to Plan a Wedding on a Budget

Planning a wedding can be a daunting and expensive task, but with a little bit of creativity and resourcefulness, it’s possible to have the wedding of your dreams without breaking the bank. Here are some frugal wedding planning ideas to help you plan your special day on a budget.

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The Financial Benefits of Plumbing Maintenance

Plumbing is a vital part of any home or business, and it is essential to keep it in good working condition. Not only does it ensure that you have access to clean water and can dispose of waste safely, but it also offers significant financial benefits. In this article, we will explore some of the … Read more

Why We Don’t Use Escrow

Why We Don't Use Escrow

We bought our first house in 2014. However, we didn’t have enough for a 20 percent down payment, so we had to take out private mortgage insurance (PMI). Therefore, we also had to have an escrow account for our homeowner’s insurance and property taxes. We didn’t realize that our property tax would go up the … Read more

The Pros and Cons of Joint Financial Accounts

In a relationship, sharing comes naturally. Whether it’s time, food, friends, or yourself with your partner. But, with money matters, some people are quite skeptical. Is it advisable to share a joint account, you ask? Essentially, a joint financial account is a bank or coverage account shared by two people with equal access to funds … Read more

Life Style Adjustments for Long Term Savings

Trying to balance your financial health in these troubling times is not an easy task and can be difficult to the point of distraction. If you don’t know much about finance but need to cut back on your expenses, the following tips should help. They’re designed to be things that just about anybody can do … Read more