5 Step Guide to Lower Back Injury Settlements

Perhaps there is no pain worse than a back injury. It can affect your ability to drive, walk or even sit up. If you have suffered a back injury that was due to another person’s negligence, you may be entitled to compensation. It is important to hire a good injury law firm to assist you with your case. It is also helpful to go in knowing a few facts about back injuries and personal injury law in general.

Know the Facts About Lower Back Pain

When soft tissue that supports the lumbar spine is damaged, it causes lower back pain. This part of the lower back is an intricate part of the body containing muscles, ligaments, and various nerves.

A person’s whole body is dependent on their lower spine. It supports muscles in the lower legs that enable us to walk and is basically the thing that holds up the upper body. When this portion of the body is injured it can be extremely painful. This pain may manifest itself in muscle spasms or tightness in the muscles, dull or intense pain and trouble standing or sitting.

Understand the Cause of the Accident

The vast majority of lower back injuries are the result of an accident. Rear-end car accidents are amongst the most common reasons for this type of injury, but other kinds of car accidents can cause such pain as well. There are certain types of work that cause this sort of accident over time. If your job involves a lot of lifting, you may sustain a lower back injury. If you do work that is very repetitive, it can be hard on your back.

Learn How Insurance Companies Think

Insurance companies will do everything they can to make sure you are not compensated for your injury. They will try to prove that your back was already injured. They may say you are exaggerating your pain. They will question how serious your back injury really is, and they may even bring your accountability into question.

When determining a settlement amount, they will look at things like the amount of time you have missed from work, your past and future medical bills and your pain and suffering.

A good personal injury attorney will know how to negotiate with an insurance company. They will understand how to answer challenging questions and do the necessary research to get you the money you deserve.

And, don’t forget if do have a settlement coming, you could always get a settlement loan to tide you over in case you’re looking at a cash shortfall.

Preparing for Your Consultation with a Lawyer

Be sure to save a copy of every doctor bill that you have, along with receipts for prescription and nonprescription drugs. You will need a note from your employer detailing the time you have missed off work. If you are self-employed write your own letter.  I like Boston accident lawyers if you need a lawyer.

What You Can Expect to Get

The one good thing about spinal injury cases is that the settlement for them can exceed a million dollars. Personal injury cases are normally settled out of court and judges tend to be a bit more sympathetic toward them. Given the severity of some of these accidents, it is no wonder why.

If you have been in an accident, file your claim right away by yourself or with the assistance of an attorney. When the insurance company tries to deny the claim or lowball you, your attorney can get them to work out a deal that is acceptable to you and your family.