Joe Wallace 
Swiss bank accounts for non-residents are appealing because of their perceived anonymity as well as having certain perceived business and tax advantages. Swiss bank accounts for non-residents are possible but there are issues to be mindful of when considering opening an account at a Swiss bank. The Foreign Account Tax Compliance Act (FACTA) For those … Read more
There are lots of small things that add to your electric bill. Little things in a typical American home that may cause a larger burden on your power supply–especially if there are more than one of them present at a time. Some frugal bloggers talk about “vampire” power drains from always-plugged in televisions, computers, and … Read more
Are there dangers of being too frugal? Some believe in an old wheeze that goes something like this; “if you spend all day making everything from scratch, you’ll never have time to explore the world and share your skills”. But learning how to DO things–especially from scratch–is a skill worth cultivating no matter what … Read more
Where to rent when you have bad credit? The biggest misunderstanding people have about this issue is the mistaken assumption that you have ONE credit score, ONE credit report, and ONE set of data that informs all potential landlords or creditors. But the reality is that if you apply for a home loan, your … Read more
Many are tempted, but fewer have good ideas starting out how to maintain two homes efficiently. If you’ve ever been tempted to own a second home there are considerations to remember that can help you own and maintain two properties. Before You Buy If you are looking for a second home to purchase and need … Read more