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Want To Break Free From The 9 To 5, Start Your Alternative Career Exploration

Posted by Jim on Aug 26th, 2013 · 4 Comments

I hear so many folks say how worn out they are from their 9 to 5 obligation, that all they want to do is come home and veg on the couch! That sounds like a depressing existence! I say “don’t you have any hobbies, passions or goals outside of your 9 to 5 which may lead to your doing something else as a career”. Often times I get a chuckle in return, as if to say, why would I...
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Here are some simple guidelines that will help you build wealth:

1) Do the math. Get a budget and calculate your net worth

2) Get an emergency fund. Save at least 6 months worth of expenses

3) Limit costs. Spend no more than 30% of your income on housing

4) Max your retirement. Maximize contributions to your tax-deferred retirement accounts

5) Pay yourself first. Set aside money for yourself before you take care of your other bills

6) Set goals. Goal let you get ahead faster

7) Avoid high interest debt. Avoid credit cards, title loans and other usurious loans

8) Diversify. Diversity your assets.

Want To Break Free From The 9 To 5, Start Your Alternative Career Exploration

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Critical Financials’ Basic Personal Finance Rules

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