bond Archives - Critical Financial

Home Posts Tagged "bond"

Bond Laddering for Rising Rate Environments

Posted by Jim on Sep 2nd, 2012 · 1 Comment

Bond Laddering, investment, bond investment

If you have not been too excited by your bond investment returns in recent years, or in your returns on any of your investments, you might want to consider giving your income a boost through bond laddering. Bond laddering not only can boost return, it can also minimize risk—very wise in this age of market inconsistency. When you practice bond laddering, you are simply buying a group of bonds with...
more →

Here are some simple guidelines that will help you build wealth:

1) Do the math. Get a budget and calculate your net worth

2) Get an emergency fund. Save at least 6 months worth of expenses

3) Limit costs. Spend no more than 30% of your income on housing

4) Max your retirement. Maximize contributions to your tax-deferred retirement accounts

5) Pay yourself first. Set aside money for yourself before you take care of your other bills

6) Set goals. Goal let you get ahead faster

7) Avoid high interest debt. Avoid credit cards, title loans and other usurious loans

8) Diversify. Diversity your assets.

Bond Laddering for Rising Rate Environments

About the Author

Critical Financials’ Basic Personal Finance Rules

Support Our Advertisers