How Should You Handle Cash Gifts When You’re Broke?
If you were lucky this Christmas, you likely got a variety of Christmas gifts, perhaps including cash. However, if you sometimes need to ask others for financial help, how should you handle cash gifts when you’re broke? You have several responsible options.
Ask the Giver How They Intend the Gift to Be Used
If you know the gift giver well, the easiest solution is to ask how she intends the money...
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Looking for a Free Personal Finance App? Here Are 4
*Disclosure: One or more of the links below are affiliate links, and I might receive a commission at no cost to you if you sign up.*
Personal finance apps range from couponing to budgeting to investing. You use your phone every day, but how many apps do you have related to money? Time magazine estimates that 60% of cell phone users don’t go longer than an hour without checking their phones. Why...
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How to Save $500 by Labor Day
The Federal Reserve says that 40% of American adults have less than $400 in savings. To change the narrative, I challenge you to save $500 by Labor Day. Two months doesn’t seem like a very long time, but it can be done. I’ve heard that a goal without a plan is just a dream, so I’ve created a savings plan for you.
Why You Need to Save $500
The report goes on to say four out of ten...
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Problems With Moving to a Cashless Society
Swipe it, tap it, Apple it — do we even know what cash looks like? I honestly can’t remember the last time I pulled out a good ol’ fashioned $20 bill to pay for something. Usually, I just tap my card and go along my merry way. But, what are the problems with moving to a cashless society?
Overspending
Overspending is probably the numero uno of the problems with moving to a cashless society. Look,...
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How to Use Craigslist like a Pro
I’ve been using Craigslist for the past decade. I’ve probably made 50+ transactions and everything has gone off without a hitch. I’ve bought and sold goods ranging from a DVD player to a car. A lot of people are nervous about using the service. When I tell people I like Craigslist, they usually respond with silly statements about a ‘Craigslist killer’ etc. Basing things...
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