Simple Ways to Increase Your Credit Score
Your credit score is essential; however, many people neglect to work on or even understand their credit. Lenders use it to approve or deny your loans and low credit scores mean you will pay higher interest. In a nutshell, your credit score is the public record of your financial reliability.
If you do not work on your credit score, you might spend thousands of dollars extra on your loans for cars,...
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Best Financial Advice When You’re in Your 20s
Being in your twenties is an exciting time in life. By your mid-20s, you may have gotten your degree and gotten your first real job. You’re making more money than you have at any point in your life. In addition, you have freedom because you’ve moved away from home and may not yet be married and have kids. You are also likely to be healthy. This is one of the best periods of your life. However,...
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How to Avoid Debt Confusion
When you have more debt than you can handle, the natural reaction is to shut down. You may not even know how much debt you have, what interest rate you’re paying, or when your payments are due. This reaction is normal; facing your debts can be overwhelming. However, if you take steps to organize your debts, you can avoid debt confusion and begin to gain control of your finances.
Steps to Take to...
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Things That Can And Can’t Be Controlled During Financial Troubles
Financial troubles are common, even when there is no global coronavirus emergency to contend with. There are plenty of things that can and can’t be controlled during financial troubles. While that is the most obvious statement in the history of writing about such things, some of your options in each of these areas may not be so obvious. Do you know how to take advantage of the things you can control...
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How to Recession-Proof Your Finances
If you think you can’t recession-proof your finances, then think again. The signs are all there of a looming economic downturn, but you can protect yourself. The key is to start now.
What is Your Starting Point?
First, you need to review your financial situation. Review all of your accounts, even those you thought you closed but didn’t. Write down your payments, their due dates, and their...
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