Can Paying Your Bills on Time Increase Credit?
Can paying your bills on time increase credit? The short answer is yes, definitely. But there’s a catch. Before we get to that, it pays to understand why paying your bills on time works to improve your FICO scores and earn you access to more credit.
Learn To Think Like A Lender
Many people are mystified by their credit–they don’t understand what makes their FICO scores rise or fall,...
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What Are the Benefits of Increasing Your Credit Line?
What are the benefits of increasing your credit line? It might seem to go against some of the current prevailing advice about credit–use less credit, not more and reduce your credit card balances below 50 percent or better.
For many, the idea of increasing your credit line seems counter-intuitive because the idea is to avoid spending more. But increasing your credit line can actually...
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Are You Making These Credit Mistakes?
How many credit mistakes have I made in my life? Plenty. Missed payments, continued missed payments, not monitoring my credit, carrying balances that are too high…fixing all that can feel daunting at first. In fact, it can feel like an unattainable goal but I learned to ignore that feeling and press on.
Are you making credit mistakes that can cost you more money than you should be paying?...
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How to Buy a House With Bad Credit
Do you need to know how to buy a house with bad credit home loans? The first thing you should realize is that credit is a very important area when it comes to home loan approval. If you need to buy a home with less than stellar credit, the first thing you will want to do is begin improving your credit. We’ll look at how to do this below, but first, let’s explore the options for bad credit...
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Coronavirus And Identity Theft
One of my own personal experiences with identity theft started with a telephone call from a moving truck rental agency, wanting to know where their moving truck was and why I hadn’t dropped it off as per the contract. The moving company was three states away from me, and I had never lived there or anywhere near it.
What we both learned was that identity thieves had managed to fake a drivers’...
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