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Small Things That Add to Your Electric Bill

Posted by Joe Wallace on Feb 18th, 2021 · 0 Comment

There are lots of small things that add to your electric bill. Little things in a typical American home that may cause a larger burden on your power supply–especially if there are more than one of them present at a time. Some frugal bloggers talk about “vampire” power drains from always-plugged in televisions, computers, and other hardware, but this only represents a very small percentage...
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Fun Party Ideas That’ll Save You Money (Without the Guests Knowing It)

Posted by Will Lipovsky on Feb 17th, 2016 · 0 Comment

party on a budget, frugal party, fun party ideas

There are few things in life more uncomfortable than seeing a party host trying hard to save money. They are basically saying, “Have a great time – just so long as it doesn’t cost me much money!” It gets awkward. I once was at a party where the host was obsessive about people keeping one disposable cup through the entire night. Many guests felt like they were at work. The host kept an eagle...
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Here are some simple guidelines that will help you build wealth:

1) Do the math. Get a budget and calculate your net worth

2) Get an emergency fund. Save at least 6 months worth of expenses

3) Limit costs. Spend no more than 30% of your income on housing

4) Max your retirement. Maximize contributions to your tax-deferred retirement accounts

5) Pay yourself first. Set aside money for yourself before you take care of your other bills

6) Set goals. Goal let you get ahead faster

7) Avoid high interest debt. Avoid credit cards, title loans and other usurious loans

8) Diversify. Diversity your assets.

Small Things That Add to Your Electric Bill

Fun Party Ideas That’ll Save You Money (Without the Guests Knowing It)

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Critical Financials’ Basic Personal Finance Rules

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