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Where to Rent When You Have Bad Credit

Posted by Joe Wallace on Jan 21st, 2021 · 0 Comment

Where to rent when you have bad credit? The biggest misunderstanding people have about this issue is the mistaken assumption that you have ONE credit score, ONE credit report, and ONE set of data that informs all potential landlords or creditors. But the reality is that if you apply for a home loan, your lender will look at credit reports from the three major credit reporting agencies differently...
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Housing | Back by Popular Demand….At Least According To The Media

Posted by Jim on Apr 1st, 2013 · 23 Comments

I was in the Omaha Airport and saw this most recent issue of Money Magazine and it reminded me of the golden years of 2006-2007. The very years where the media and investment pundits were pushing real estate as the investment vehicle sure to make all of us rich as thieves! You remember these years, when housing values were skyrocketing, construction was rampant, and soccer moms were moonlighting...
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Here are some simple guidelines that will help you build wealth:

1) Do the math. Get a budget and calculate your net worth

2) Get an emergency fund. Save at least 6 months worth of expenses

3) Limit costs. Spend no more than 30% of your income on housing

4) Max your retirement. Maximize contributions to your tax-deferred retirement accounts

5) Pay yourself first. Set aside money for yourself before you take care of your other bills

6) Set goals. Goal let you get ahead faster

7) Avoid high interest debt. Avoid credit cards, title loans and other usurious loans

8) Diversify. Diversity your assets.

Where to Rent When You Have Bad Credit

Housing | Back by Popular Demand….At Least According To The Media

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Critical Financials’ Basic Personal Finance Rules

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