It began as the punniest holiday ever but quickly grew into an earnest (if somewhat random) celebration of the long-running (and still going) Star Wars franchise. more →
About the Author
Melissa is a writer and virtual assistant. She earned her Master’s from Southern Illinois University, and her Bachelor’s in English from the University of Michigan. When she’s not working, you can find her homeschooling her kids, reading a good book, or cooking. She resides in Arizona where she dislikes the summer heat but loves the natural beauty.
Critical Financials’ Basic Personal Finance Rules
Here are some simple guidelines that will help you build wealth:
1) Do the math. Get a budget and calculate your net worth 2) Get an emergency fund. Save at least 6 months worth of expenses 3) Limit costs. Spend no more than 30% of your income on housing 4) Max your retirement. Maximize contributions to your tax-deferred retirement accounts 5) Pay yourself first. Set aside money for yourself before you take care of your other bills 6) Set goals. Goal let you get ahead faster 7) Avoid high interest debt. Avoid credit cards, title loans and other usurious loans 8) Diversify. Diversity your assets.