When Is Bankruptcy the Right Choice?

is bankruptcy the right choice?
Most personal finance blogs advise against bankruptcy. And this is good advice – doing all that you can to avoid facing the circumstances that would make bankruptcy necessary is always the first, best course. But are there times when bankruptcy is the right choice? I think it might be better to say that there are times when bankruptcy is the only choice. How can you tell if you are in that situation,...
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What To Do If You Have a Large Medical Bill

Large Medical Bill
Now that the Affordable Care Act is in place, consumers are doing their best to keep health insurance as affordable as possible, often by taking larger deductibles. This means that there’s an even greater chance that you’ll get stuck having to pay large medical bills out of pocket, over and above the portion paid by insurance. And ironically, since health insurance premiums are now more expensive...
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