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How to Decide If a Location Is Right for You

Posted by Melissa Batai on Oct 25th, 2022 · 0 Comment

The pandemic led many Americans to pick up and move to a different location. Our family has moved across the country twice, resulting in some culture and weather shocks, though we did our best to prepare beforehand. If you’re considering making a major move, take these steps to decide if a location is right for you BEFORE you move. The Price of a Major Move I met a family recently who lived in New...
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Back At It!

Posted by Jim on Jun 10th, 2013 · 2 Comments

Whew, the move is over!! My loyal readers have noticed my lack of consistent posts over the last couple weeks, for that I apologize! I have been inundated with selling our house in St. Louis and moving permanently to Tennessee, Yeah!! The buyers were extremely demanding, almost to the point at which I considered dropping the contract and looking for a new one. Since we had one of the very...
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Here are some simple guidelines that will help you build wealth:

1) Do the math. Get a budget and calculate your net worth

2) Get an emergency fund. Save at least 6 months worth of expenses

3) Limit costs. Spend no more than 30% of your income on housing

4) Max your retirement. Maximize contributions to your tax-deferred retirement accounts

5) Pay yourself first. Set aside money for yourself before you take care of your other bills

6) Set goals. Goal let you get ahead faster

7) Avoid high interest debt. Avoid credit cards, title loans and other usurious loans

8) Diversify. Diversity your assets.

How to Decide If a Location Is Right for You

Back At It!

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Critical Financials’ Basic Personal Finance Rules

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