How to Spot and Avoid Credit Card Skimmers

Avoid Credit Card Skimmers
  Do you know how to spot and avoid credit card skimmers? These devices are responsible for a high amount of credit card and debit card fraud and identity theft. When attached to an ATM or any other card swiper device, these skimmers harvest account numbers, PINs, and other data. Many shoppers don’t know their credit card data has been compromised until it’s too late…unless they...
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4 Smart Things to Do After Payday

If you’re a budgeting nerd like me, nothing beats payday. I derive such satisfaction from having a budget prepared and filling each line item on my budget with the incoming money from my paycheck. Money nerd, I know. But you don’t have to be a money nerd to take control of your finances in part by learning the smart things to do after payday. Some people may love payday because they have money...
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Tips To Improve Your Finances

Tips To Improve Your Finances
  People find out that I write about personal finance issues, and start asking me questions about how to improve their finances–especially the budget and overall financial bottom line. Some of the most common issues when trying to manage your personal finances have to do with the information, how often you get it, and what you do with it. Here’s a list of tips that can help you do better...
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Save Your Mortgage During COVID-19

Save Your Mortgage during COVID19
Many homeowners are worried about their mortgages during the COVID-19 pandemic. And while it is true that government-backed mortgage bailout programs abound, some borrowers are unable to take advantage of those programs because they don’t have FHA, VA, USDA loans or mortgages backed by Fannie Mae and Freddie Mac. What do you need to know about mortgage bailout programs? Do you know how to save your...
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Did The Government Suspend My Mortgage Payment As Part Of Coronavirus Relief?

Mortgage Bailout coronavirus
Are you having trouble making your mortgage payment? There are many headlines about economic relief associated with the coronavirus pandemic and COVID-19. Some of those headlines discuss economic stimulus proposals and legislation such as the CARES Act of 2020, and the three phases of economic stimulus proposed by the House and Senate. But what do homeowners need to know about the coronavirus, economic...
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