Fact Check Finance: Skipping Your Morning Coffee Will Make You a Millionaire

Will skipping your morning coffee make you a millionaire? Personal finance pundits love to tell people to give up what they love to become millionaires. One of the more popular soapbox sermons says that you are throwing money away on a daily cup of joe. If you saved it instead, it would make all the difference in your future.
How to be a Millionaire
Before I give my thoughts, let’s dissect the...
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What To Do When You Have a Bad 401(k) Plan

More than a few employers have a bad 401(k) plan. Even if the company is generally a good place to work, it’s a fact of life that the retirement plan isn’t always a top priority for management. Some employers actually have excellent 401(k) plans, but it’s probably closer to the truth that the majority have nothing better than a “me too plan” that exists primarily for the purpose of being...
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From Moo To Moolah!

The stock market has been fruitful this last year, we would be hard-pressed to argue that, Dow 16000+, new highs for the S&P, people are giddy about their returns. However, If you’re still skeptical like me about wall street products, maybe its time to jump on the ‘alternative investing’ bandwagon, just like I have. So, with that being said, I figure it is time I update y’all...
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Powerwave Technologies | My Ah Ha Investment Moment
I have come to the realization that market ups and downs are too stressful for my gentile stomach. My ah ha moment came to me when I invested in the little known publicly traded company, Powerwave Technologies. Back in 2008-09, Powerwave was supposed to be my ‘home run’, or at least according to all the message boards I so diligently followed. Powerwave provides provided (not sure...
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Why You Need A Self-Directed IRA | An Artist’s Rendering
Disclaimer: This is a fictitious depiction of actual events, it is strictly the opinion of Critical Financial and is meant to educate on the subject of Self-directed IRA’s.
There is currently $5.7 Trillion held in IRA accounts in the U.S. That is nearly 1/3 of the national deficit held in money markets, stocks, bonds, mutual funds and all covered under the tax shelter of Roth and Traditional...
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