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How to Decide If a Location Is Right for You

Posted by Melissa Batai on Oct 25th, 2022 · 0 Comment

The pandemic led many Americans to pick up and move to a different location. Our family has moved across the country twice, resulting in some culture and weather shocks, though we did our best to prepare beforehand. If you’re considering making a major move, take these steps to decide if a location is right for you BEFORE you move. The Price of a Major Move I met a family recently who lived in New...
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How We Saved Money Preparing Our House for Sale

Posted by Melissa Batai on May 24th, 2022 · 0 Comment

My husband and I are planning to sell our house in the next few months, but we were concerned about how much we would need to spend to get our house show-ready. Luckily, we called our realtor first and learned we don’t have to spend that much money. Here’s how we saved money preparing our house for sale. About Our House We bought our house in 2014. While not quite a handyman special, it needed...
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Here are some simple guidelines that will help you build wealth:

1) Do the math. Get a budget and calculate your net worth

2) Get an emergency fund. Save at least 6 months worth of expenses

3) Limit costs. Spend no more than 30% of your income on housing

4) Max your retirement. Maximize contributions to your tax-deferred retirement accounts

5) Pay yourself first. Set aside money for yourself before you take care of your other bills

6) Set goals. Goal let you get ahead faster

7) Avoid high interest debt. Avoid credit cards, title loans and other usurious loans

8) Diversify. Diversity your assets.

How to Decide If a Location Is Right for You

How We Saved Money Preparing Our House for Sale

About the Author

Critical Financials’ Basic Personal Finance Rules

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