Best Financial Advice When You’re in Your 20s

Being in your twenties is an exciting time in life. By your mid-20s, you may have gotten your degree and gotten your first real job. You’re making more money than you have at any point in your life. In addition, you have freedom because you’ve moved away from home and may not yet be married and have kids. You are also likely to be healthy. This is one of the best periods of your life. However,...
more →

Can Paying Your Bills on Time Increase Credit?

paying bills on time
  Can paying your bills on time increase credit? The short answer is yes, definitely. But there’s a catch. Before we get to that, it pays to understand why paying your bills on time works to improve your FICO scores and earn you access to more credit. Learn To Think Like A Lender Many people are mystified by their credit–they don’t understand what makes their FICO scores rise or fall,...
more →

4 Reasons College Should be Free

reasons college should be free
College should be free. A degree is so widely touted as necessary for a successful life, yet it can be wildly overpriced and unattainable. Here are four reasons why higher education should be free. Value has decreased First, the value of a college degree is no longer there. The cost of tuition alone has increased many times over in the last thirty years. For example, the four-year cost to attend Harvard...
more →

How to Pay Off Student Loans Fast

pay off student loans
Most people are shocked that it took five years to pay off my student loans. That timeframe was unusually short, and it took a lot of creativity and sacrifice. Here are some ways to pay off student loans fast. Tips for Students Apply your refund check to your loan instead of spending it. I was told to do this my freshman year of college, yet I didn’t listen. I could have saved thousands of dollars...
more →

Federal Student Loan Subsidies | Part of The Health Care Law?

Federal Student Loan Subsidies
As I drive through Any College Town, USA I notice an above average amount of urban sprawl, which has occured in the last 5 to 7 years.  Ever wonder where the revenue streams come from to service all this debt?   Everywhere I look; new car dealerships, retail stores, restaurants, college buildings, banks and everything consumption related.  I wonder how is this debt serviced?  Last time I checked...
more →