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3 Reasons to Keep Your Receipts

Posted by Melissa Batai on Aug 15th, 2023 · 0 Comment

Magnifying glass over a 1040 IRS tax form.

Do you keep your receipts? For appliances and other large purchases, I keep them for approximately a month—long enough to verify I’m keeping the item and that the charge cleared my credit card. However, I recently learned a painful financial lesson that taught me that I should keep certain receipts indefinitely. 3 Reasons to Keep Your Receipts There are three reasons to keep your receipts. Appliances:...
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You Might Need a Home Warranty

Posted by Flanice Lewis on Aug 27th, 2019 · 0 Comment

If you own a property, you need a home warranty. At first glance, it may seem like just an additional expense. However, it will probably save you more money than you can imagine. What is a Home Warranty? A home warranty is essentially a comprehensive extended warranty for your appliances. You pay a fee coverage you request in an annual payment or monthly payments. If you make a service request, you...
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Here are some simple guidelines that will help you build wealth:

1) Do the math. Get a budget and calculate your net worth

2) Get an emergency fund. Save at least 6 months worth of expenses

3) Limit costs. Spend no more than 30% of your income on housing

4) Max your retirement. Maximize contributions to your tax-deferred retirement accounts

5) Pay yourself first. Set aside money for yourself before you take care of your other bills

6) Set goals. Goal let you get ahead faster

7) Avoid high interest debt. Avoid credit cards, title loans and other usurious loans

8) Diversify. Diversity your assets.

3 Reasons to Keep Your Receipts

You Might Need a Home Warranty

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Critical Financials’ Basic Personal Finance Rules

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