What Are The Best American Express Credit Cards Available Today?

American Express is one of the most famous providers of credit cards in the United States. The company’s cards are seen as a status symbol, given they often require a strong credit score to acquire. They also provide excellent benefits, such as cash back rewards, airline discounts, advance event bookings, and much more.

Below is a list of the top American Express credit cards on the market today.

  1. American Express Cash Magnet Card

The Amex Cash Magnet Card is an excellent option for individuals who desire cash back above all else. It is a flat-rate cash back card that makes it easy to understand how to earn and redeem rewards.

It comes with an introductory APR on purchases and balance transfers, which is valid for 15 months. Cardholders enjoy 1.5% cash back on every purchase they make, while there is also an appealing welcome offer in the form of a $150 statement credit.

A card such as the Amex Cash Magnet Card requires good to excellent credit to obtain. It is understandable that some people who recently arrived in the U.S. through the H-1B or other work visas may not have the necessary credit to obtain this card. Newcomers to the U.S. may want to check out a list of the best Amex credit cards for people in their circumstances.  

  1. American Express Blue Business Cash Card

Newcomers to the U.S. and other individuals who are opening a small business may want to consider the American Express Blue Business Cash Card. It offers 2% cash back on the first $50,000 spending in a calendar year, with 1% earned on all other spending.

There is also an intro APR of 0% on purchases and balance transfers that lasts for 12 months. Much like most American Express cards on this list, applicants must have a credit score of anywhere from 690 to 850 to gain approval.

  1. Blue Cash Preferred Card from American Express

American Express created the Blue Cash Preferred Card to target families, as it provides the most cash back on spending at U.S. supermarkets and gas stations. It is also appealing for its perks related to transit expenses.

The card comes with an intro APR of 0% that lasts for 12 months and applies to both purchases and balance transfers. While it does have a nearly $100 annual fee, cardholders are eligible to earn cash back rewards of 6% on spending at American supermarkets, which goes up to $6,000 every calendar year.

Blue Cash Preferred Card also offers cash back perks of 6% on subscriptions to U.S. streaming services, and 3% cash back at spending on U.S. gas stations. Individuals who often travel buy car, enjoy subscribing to services like Netflix and Hulu, and do a lot of their spending at supermarkets will be very pleased with the perks on offer with this card.

  1. American Express Gold Card

The American Express Gold Card is a high-end credit card that comes with a steep annual fee of $250. It is, however, loaded with enough benefits to more than make up for that upfront expense.

Cardholders enjoy 4x membership rewards points when they spend a dollar at restaurants around the world, U.S. supermarkets for spending of up to $25,000, and 3 points per dollar on flights booked at amextravel.com.

The card also comes with a $100 airline fee credit, $120 dining credits, and a welcome bonus that provides 35,000 membership rewards points after $4,000 spending within the first three months of card ownership.

Gold Card from American Express comes with a series of other travel perks, which make it appealing to individuals who spend a lot of their time in the sky. Whether you frequently travel for business or pleasure, the Gold Card from Amex is the ideal companion rewards credit card.

Any one of these American Express credit cards makes an excellent choice for individuals who are looking to maintain a good credit score and earn appealing rewards without having to put up with significant fees. The American Express cards on this list that have an annual fee provide so many rewards through cash back and statement credits that cardholders can “earn back” that fee within a couple of months.