How Does Owner Financing Work?
Owner financing is an arrangement in which the seller agrees to act as the bank, accepting payments directly from the buyer, rather than the buyer taking out a bank loan. It helps the buyer in that qualifications are typically easier and helps the seller in that they’ll receive a monthly income.
Let’s look at it from both perspectives.
The Buyer Side of Owner Financing
In order to obtain...
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Funding a Funeral: Cremation vs Burial Costs
A recent study found that 82% of its participants agreed that funerals were a crucial part of mourning a lost loved one. While 69% of the participants also stated that they would prefer to pre-arrange their own service, only 17% had actually done so.
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Stop Living Paycheck to Paycheck
You’ve decided to stop living paycheck to paycheck, and now you have work to do. Money doesn’t magically stretch to cover all of your expenses because you need more time. You have to make it fight for you.
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Change Your Mind
The first step in getting out of the paycheck-to-paycheck cycle is to consider your thoughts about money. Do you see more money as the answer...
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A Helpful List of Some Business Finance Terms Worth Knowing
People who go into the business world come from all sorts of different backgrounds. Some people are naturals or may have come from adjacent fields of work, while others may be truly starting from the ground up.
No matter your background, it can be helpful to keep your knowledge of the business world sharp. Understanding business finance terms can be a big part of communicating and navigating the business...
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What Counts as a Pay Stub and What Information is Included in One
As a hard-working employee, a pay stub is a critical item that you need to receive at the end of each payment cycle.
But what are pay stubs?
There are different forms of payment stubs, and with the increasing move towards a paperless, digital age this is only expanding the different formats they can be presented in.
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