Ownership of Copyright

The copyright in this website and the material on this website (including without limitation all written content) is owned by Critical Financial.

Images and Photography

All images used on the Critical Financial website are either purchased as editorial content under’s licensing terms, or proper credit is provided for the image source.

Copyright License and Terms of Use

Critical Financial grants to you a worldwide non-exclusive royalty-free revocable license to:

  1. View this website and the material on this website on a computer or mobile device via a web browser.
  2. Copy and store this website and the material on this website in your web browser cache memory.
  3. Print pages from this website for your own (personal and non-commercial) use.

Critical Financial does not grant you any other rights in relation to this website or the material on this website. In other words, all other rights are reserved.

Data Mining, Syndication, and Content Scraping

The automated and/or systematic collection of data from this website is prohibited. You may not scrape our website material or syndicate our content, even with credit provided, under any terms. These practices contravene(s) our copyright policies.

Permission of Use

Quotes or reference (i.e. small snippets) with credit provided to Critical Financial are perfectly acceptable for editorial purposes. Credit is to be provided as a link to the material quoted. This permission excludes content scraping.

For the avoidance of doubt, you must not adapt, edit, change, transform, publish, republish, distribute, redistribute, broadcast, rebroadcast or show or play in public this website or the material on this website (in any form or media) without prior written permission.

Enforcement of copyright

Critical Financial takes the protection of its copyright very seriously.

If Critical Financial discovers that you have used its copyright materials in contravention of the license above, we may bring legal proceedings against you. We may seek monetary damages, an injunction to stop you using those materials, and any associated legal costs.

If you become aware of any use of Critical Financial copyright materials that contravenes or may contravene the license above, please contact us.


This document was created (in part) using a Contractology® template available at

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