What is a Settlement Preservation Trust?
Settlement Preservation trusts (SPTs) are popular alternatives to annuities that allow periodic payments to be made. These trusts can provide the following benefits:
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Steps to Flatten the YNAB Learning Curve
You Need a Budget (YNAB) is my favorite budgeting software. I tried several after I abandoned my paper budgeting system, and YNAB is the one I liked best and have used for more than five years now. However, that’s not to say learning to use it was easy. YNAB is notoriously difficult for newbies to learn how to use. Thankfully, the YNAB team realizes this and continues to make changes so the program...
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Insurance 101: 5 Things to Look for In Your Company Insurance
Your safety while at work should be assured. It’s your employer’s business to have company insurance cover that will cover you in case of any work-related incidents. You can trust the paperwork you sign before starting work, but it’s always good to check the details.
Here are five items you should check on your company insurance cover.
1. Death Benefits
While no one goes to work hoping...
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Simple Ways to Increase Your Credit Score
Your credit score is essential; however, many people neglect to work on or even understand their credit. Lenders use it to approve or deny your loans and low credit scores mean you will pay higher interest. In a nutshell, your credit score is the public record of your financial reliability.
If you do not work on your credit score, you might spend thousands of dollars extra on your loans for cars,...
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How to Attract Good Tenants to Your Rental Property
Good tenants can make being a landlord a breeze. They pay on time, let you know promptly when something breaks, and take care of your property as if it was their own. Bad tenants, on the other hand, can make being a landlord a nightmare. They may disturb their neighbors with loud music and parties. They’re rough on the property and cause damage. They may not pay on time, and you might have to go...
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