Best Financial Advice When You’re in Your 20s

Being in your twenties is an exciting time in life. By your mid-20s, you may have gotten your degree and gotten your first real job. You’re making more money than you have at any point in your life. In addition, you have freedom because you’ve moved away from home and may not yet be married and have kids. You are also likely to be healthy. This is one of the best periods of your life. However,...
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4 Smart Things to Do After Payday

If you’re a budgeting nerd like me, nothing beats payday. I derive such satisfaction from having a budget prepared and filling each line item on my budget with the incoming money from my paycheck. Money nerd, I know. But you don’t have to be a money nerd to take control of your finances in part by learning the smart things to do after payday. Some people may love payday because they have money...
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How Should You Handle Cash Gifts When You’re Broke? 

How to Handle a Cash Gift If You're Broke
If you were lucky this Christmas, you likely got a variety of Christmas gifts, perhaps including cash. However, if you sometimes need to ask others for financial help, how should you handle cash gifts when you’re broke? You have several responsible options. Ask the Giver How They Intend the Gift to Be Used If you know the gift giver well, the easiest solution is to ask how she intends the money...
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Financial Benefits of a Social Media Cleanse

Financial Benefits of a Social Media Cleanse
As wonderful as social media can be, it also has a dark side. Social media can affect our mental health. We see everyone living their best lives and wonder why our lives are so routine and boring. We forget that the images on social media are curated and not always reality. Beyond the mental health effects, social media can also affect our finances. If you don’t think so, consider these financial...
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The Best Credit Cards for Cash Back for Groceries

Best Credit Cards for Cash Back for Groceries
The price of groceries is soaring. “Food prices overall rose 4.6% since September 2020,” but “meats, poultry, fish, and eggs had the highest increase with a combined 10.5% increase” (USA Today). What is a person to do? You still need to buy groceries, and, unfortunately, your income likely hasn’t increased to cover the rising price of groceries. However, one technique to save some money...
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