Do You Want To Build Credit?
Do you know what to do to build credit and establish yourself as a good credit risk? Believe it or not, the way you approach a small...
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The Benefits and Drawbacks of Using Technological Platforms
Technology has transformed our lives and our society in many ways. But, it has its drawbacks. For example, some people become too preoccupied... more →
Anton Kreil May Not Be Worth His $3,000 Price Tag
Everyone wants to be the king when it comes to day trading. Some people build their fortunes over years of hard work and dedication, while success... more →
Do you need to tip a house painter?
When it is time to repaint, is it good etiquette to tip a house painter? Some people are more prone to tip, while others feel the base price... more →
How Long Can You Go Over Your Oil Change?
Do you need an oil change and you’re worried about having to delay it? Many things can go wrong with your automobile–brakes wear... more →
How We’re Learning to Travel for Free with Credit Card Points
This year, my husband will travel to Japan once by himself. Then, a few months later, our family of five will go to Japan. We knew this summer... more →
3 Immediate Steps to Do If Your Real Estate Agent Lies
Selling or buying a house is one of the most significant financial transactions you will make. You want a real estate agent working for you... more →
How to Spend a Tax Refund
This year, my husband and I were worried that we might owe taxes. Instead, to our surprise, we received a several thousand dollars refund. We... more →
Stay Alert and Avoid Job Scams: How to Spot the Red Flags and Protect Yourself
Applying for a job is more complicated now than it used to be. Previously, you would find a job in newspaper advertisements, send your resume,... more →
Why We’re Considering Travel Insurance
My husband and I have traveled to several continents, and never used travel insurance. However, we haven’t traveled internationally in approximately... more →
3 Things to Know Before Buying a House with Delinquent Taxes
Real estate is often considered an investment, especially in one’s retirement. You buy a house, pay on it for 30 years, and when you’re... more →
Why We Do a Yearly Budget Audit
My husband and I established a budget over 20 years ago when we married. We don’t find a budget restrictive; instead, adhering to our budget... more →
Here’s How to Deal with Bad Reference from Previous Job
An excellent job reference can open doors when applying for a new job. Unfortunately, the opposite, having a bad reference from a previous job,... more →
Why We Don’t Use Escrow
We bought our first house in 2014. However, we didn’t have enough for a 20 percent down payment, so we had to take out private mortgage insurance... more →
3 Reasons Why There’s No Such Thing as a Stable Job
Sixty to eighty years ago, people graduated from high school and started a job. They would likely work at this job until they retired. Then,... more →
The Best Credit Cards for Cash Back for Groceries
The price of groceries is soaring. “Food prices overall rose 4.6% since September 2020,” but “meats, poultry, fish, and eggs had the highest... more →
3 Reasons Why We Didn’t Get a Home Warranty
When we bought our first home eight years ago, our realtor told us what a boon it was that the sellers were included a one-year home warranty.... more →
Are Turnkey Properties Worth It?
If you’re considering investing in a turnkey property, you may be wondering if they’re really worth it. Here’s what you need... more →
Why Being YNAB Broke Is Good
I have tried many budgeting software programs over the past twenty years. Initially, I wrote my budget on pen and paper, which worked fine when... more →
Here Are 5 Financial Disadvantages of Owning a Huge House
Big, expensive houses are all the rage these days. Celebrities and wealthy businesspeople seem to be buying up ever-larger homes at an alarming... more →
How to Decide If a Location Is Right for You
The pandemic led many Americans to pick up and move to a different location. Our family has moved across the country twice, resulting in some... more →
