Do You Want To Build Credit?
Do you know what to do to build credit and establish yourself as a good credit risk? Believe it or not, the way you approach a small...
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Here’s How to Deal with Bad Reference from Previous Job
An excellent job reference can open doors when applying for a new job. Unfortunately, the opposite, having a bad reference from a previous job,... more →
Why We Don’t Use Escrow
We bought our first house in 2014. However, we didn’t have enough for a 20 percent down payment, so we had to take out private mortgage insurance... more →
3 Reasons Why There’s No Such Thing as a Stable Job
Sixty to eighty years ago, people graduated from high school and started a job. They would likely work at this job until they retired. Then,... more →
The Best Credit Cards for Cash Back for Groceries
The price of groceries is soaring. “Food prices overall rose 4.6% since September 2020,” but “meats, poultry, fish, and eggs had the highest... more →
3 Reasons Why We Didn’t Get a Home Warranty
When we bought our first home eight years ago, our realtor told us what a boon it was that the sellers were included a one-year home warranty.... more →
Are Turnkey Properties Worth It?
If you’re considering investing in a turnkey property, you may be wondering if they’re really worth it. Here’s what you need... more →
Why Being YNAB Broke Is Good
I have tried many budgeting software programs over the past twenty years. Initially, I wrote my budget on pen and paper, which worked fine when... more →
Here Are 5 Financial Disadvantages of Owning a Huge House
Big, expensive houses are all the rage these days. Celebrities and wealthy businesspeople seem to be buying up ever-larger homes at an alarming... more →
How to Decide If a Location Is Right for You
The pandemic led many Americans to pick up and move to a different location. Our family has moved across the country twice, resulting in some... more →
If Your Paycheck Is Late, Do These 7 Things Immediately
If you’re one of the millions of Americans who rely on a regular paycheck, and that paycheck is late, you’re probably feeling a... more →
Our Plans for Managing a House Payment with a High Interest Rate
My husband and I have been homeowners for eight years. We bought our first home and paid an interest rate of 4.25 percent. Later, during the... more →
Do This When Your Education Is Not Paying Off
It can be discouraging when you invest so much time and money into your education, only to find that you’re not getting the return you... more →
Attorney State Versus Title State
After 20 years of renting, we’ve bought two houses in the last ten years. We’ve also sold one home. We’ve learned that selling a house... more →
Why We Won’t Buy a Home without a Home Inspection
Eight years ago, we bought our home in Arizona. We had a home inspection by a “budget” inspector, and the home inspector found very little—exposed... more →
5 Reasons Why Real Estate Is a Critical Wealth-Building Component
There are a lot of ways to build wealth. Some people invest in stocks, others invest in businesses, and others invest in precious metals or... more →
Why You Should Apply for New Jobs Sometimes
How long have you been at your job? If it’s been more than five years, have you taken the time to look for another job? Even if you’re content... more →
5 Signs You Can Confidently Quit Your Job
Are you tired of your job? On Monday, do you start counting down the days until the weekend? Do you dread Sundays because you think of the long... more →
How We Saved Money Preparing Our House for Sale
My husband and I are planning to sell our house in the next few months, but we were concerned about how much we would need to spend to get our... more →
9 Things to Know Before You Sell Your Home for a Camper Van
Who hasn’t thought of selling their home and traveling the country? When it’s cold in the Midwest, you can drive to the South. If you need... more →
Steps to Flatten the YNAB Learning Curve
You Need a Budget (YNAB) is my favorite budgeting software. I tried several after I abandoned my paper budgeting system, and YNAB is the one... more →
