Do You Want To Build Credit?
Do you know what to do to build credit and establish yourself as a good credit risk? Believe it or not, the way you approach a small...
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How to Save for and Afford Home Repairs
Too many prospective homeowners look at the price of the home and the monthly mortgage payment to determine how much house they can afford.... more →
How Old Must You Be to Start Investing?
If investing is something that holds your interest, you may have already done some reading and research about the topic. One of the key ingredients... more →
How to Know if a Company Is Worth Investing In
How to know if a company is worth investing in? It’s not enough to know a company’s worth–smart investing involves researching... more →
3 Reasons to Keep Your Receipts
Do you keep your receipts? For appliances and other large purchases, I keep them for approximately a month—long enough to verify I’m keeping... more →
Building Wealth From Nothing; Take Action, Avoid The Lottery Mentality
Successful Lottery winners look really happy when they pose with their oversized checks for the cameras. The untold story is that many of them... more →
9 Strategies for Achieving Work-Life Balance While Advancing Your Career
For most of us, the time we work hardest to establish our careers coincides with when we get married and have and raise children. Juggling both... more →
The Perils of Short-Term Investments
Three years ago, we received $8,000. We earmarked that money for an international trip to see family. However, due to the pandemic, we... more →
4 Tips and Considerations for Acquiring a Profitable Hotel Property
Investing in real estate is an excellent way to grow your portfolio. Most investors may look at a house or duplex for rental purposes, but hotels... more →
Anton Kreil May Not Be Worth His $3,000 Price Tag
Everyone wants to be the king when it comes to day trading. Some people build their fortunes over years of hard work and dedication, while success... more →
Do you need to tip a house painter?
When it is time to repaint, is it good etiquette to tip a house painter? Some people are more prone to tip, while others feel the base price... more →
How Long Can You Go Over Your Oil Change?
Do you need an oil change and you’re worried about having to delay it? Many things can go wrong with your automobile–brakes wear... more →
How We’re Learning to Travel for Free with Credit Card Points
This year, my husband will travel to Japan once by himself. Then, a few months later, our family of five will go to Japan. We knew this summer... more →
3 Immediate Steps to Do If Your Real Estate Agent Lies
Selling or buying a house is one of the most significant financial transactions you will make. You want a real estate agent working for you... more →
How to Spend a Tax Refund
This year, my husband and I were worried that we might owe taxes. Instead, to our surprise, we received a several thousand dollars refund. We... more →
Stay Alert and Avoid Job Scams: How to Spot the Red Flags and Protect Yourself
Applying for a job is more complicated now than it used to be. Previously, you would find a job in newspaper advertisements, send your resume,... more →
Why We’re Considering Travel Insurance
My husband and I have traveled to several continents, and never used travel insurance. However, we haven’t traveled internationally in approximately... more →
3 Things to Know Before Buying a House with Delinquent Taxes
Real estate is often considered an investment, especially in one’s retirement. You buy a house, pay on it for 30 years, and when you’re... more →
Why We Do a Yearly Budget Audit
My husband and I established a budget over 20 years ago when we married. We don’t find a budget restrictive; instead, adhering to our budget... more →
Here’s How to Deal with Bad Reference from Previous Job
An excellent job reference can open doors when applying for a new job. Unfortunately, the opposite, having a bad reference from a previous job,... more →
Why We Don’t Use Escrow
We bought our first house in 2014. However, we didn’t have enough for a 20 percent down payment, so we had to take out private mortgage insurance... more →
