Do You Want To Build Credit?
Do you know what to do to build credit and establish yourself as a good credit risk? Believe it or not, the way you approach a small...
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Why Being YNAB Broke Is Good
I have tried many budgeting software programs over the past twenty years. Initially, I wrote my budget on pen and paper, which worked fine when... more →
Here Are 5 Financial Disadvantages of Owning a Huge House
Big, expensive houses are all the rage these days. Celebrities and wealthy businesspeople seem to be buying up ever-larger homes at an alarming... more →
How to Decide If a Location Is Right for You
The pandemic led many Americans to pick up and move to a different location. Our family has moved across the country twice, resulting in some... more →
If Your Paycheck Is Late, Do These 7 Things Immediately
If you’re one of the millions of Americans who rely on a regular paycheck, and that paycheck is late, you’re probably feeling a... more →
Our Plans for Managing a House Payment with a High Interest Rate
My husband and I have been homeowners for eight years. We bought our first home and paid an interest rate of 4.25 percent. Later, during the... more →
Do This When Your Education Is Not Paying Off
It can be discouraging when you invest so much time and money into your education, only to find that you’re not getting the return you... more →
Attorney State Versus Title State
After 20 years of renting, we’ve bought two houses in the last ten years. We’ve also sold one home. We’ve learned that selling a house... more →
Why We Won’t Buy a Home without a Home Inspection
Eight years ago, we bought our home in Arizona. We had a home inspection by a “budget” inspector, and the home inspector found very little—exposed... more →
5 Reasons Why Real Estate Is a Critical Wealth-Building Component
There are a lot of ways to build wealth. Some people invest in stocks, others invest in businesses, and others invest in precious metals or... more →
Why You Should Apply for New Jobs Sometimes
How long have you been at your job? If it’s been more than five years, have you taken the time to look for another job? Even if you’re content... more →
5 Signs You Can Confidently Quit Your Job
Are you tired of your job? On Monday, do you start counting down the days until the weekend? Do you dread Sundays because you think of the long... more →
How We Saved Money Preparing Our House for Sale
My husband and I are planning to sell our house in the next few months, but we were concerned about how much we would need to spend to get our... more →
9 Things to Know Before You Sell Your Home for a Camper Van
Who hasn’t thought of selling their home and traveling the country? When it’s cold in the Midwest, you can drive to the South. If you need... more →
Steps to Flatten the YNAB Learning Curve
You Need a Budget (YNAB) is my favorite budgeting software. I tried several after I abandoned my paper budgeting system, and YNAB is the one... more →
How to Attract Good Tenants to Your Rental Property
Good tenants can make being a landlord a breeze. They pay on time, let you know promptly when something breaks, and take care of your property... more →
5 Tax Mistakes We Made Each Year
For the first ten years of our marriage, my husband and I filed out our taxes using a software program, which was often a frustrating experience.... more →
How to Spot and Avoid Credit Card Skimmers
Do you know how to spot and avoid credit card skimmers? These devices are responsible for a high amount of credit card and debit card... more →
Strategies to Set Up Adult Teens For Financial Success
When your child turns 18 and becomes an adult, that’s the perfect opportunity to spend a day or two setting him up for a bright financial... more →
4 Effective Ways to Collect Money from a Borrower
When I was a college student, I shared an apartment with two graduate students. We each put one of the utilities in our names, and then we paid... more →
Best Financial Advice When You’re in Your 20s
Being in your twenties is an exciting time in life. By your mid-20s, you may have gotten your degree and gotten your first real job. You’re... more →
