Debt has become such a given in our culture that many of us take large amounts of it on without giving it a second thought. We Americans are born optimists, and we often buy now and plan to pay later, when we have advanced in our company and our paycheck is a little fatter. We … Read more
Advancement in payment processing technology is rapidly outdating traditional paper and postage billing system. As a consumer, I personally have come to expect at least some form of digital payment from service providers and even tend to look down on those that don’t offer online bill pay options. While the convenience of technology helps to … Read more
If you are looking to move somewhere more affordable and where you can make a living, good luck. Most areas with low unemployment rates have sky-high home prices, even out into the exurbs, which can make for long commutes and a very low quality of life. To find a city where you won’t pay a … Read more
In our eagerness to spread the blame for our country’s economic slowdown, perhaps we have looked past a vital link in the chain of sound practice when it comes to money: the home. Rather than find scapegoats for the unemployment rate, the slowness of job creation and the paralyzed housing market, maybe the best response … Read more
In the US we place great value in the acquisition of a college degree, but are the collage tuitions really worth the investment? A Cato institute found that, adjusted for inflation, college spending has increased 140 percent between 1970 and 2007. This doesn’t seem to be paying dividends, because according to the National Assessment of Educational Progress … Read more