19 Cities Where You Can Buy Your Dream Home for Under $350K

Regardless of whether you’re a first-time buyer, everyone someday wants to buy their dream home. The great news is that there are certain cities in the U.S. where you can do this for under $350K. Here are 19 cities where you can buy your dream home.

Great Falls, Montana

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Go Banking Rates writes, “While much of the Western United States is getting priced out, Great Falls remains affordable and booming.” The average price for a home in Great Falls is $292,324. Great Falls is known for its large number of outdoor recreational activities and its arts scene.

Savannah, Georgia

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Savannah is a city rich in history, with Spanish moss-lined trees and historic town squares. The median cost of a house comes in at $279,826, which is well below the $350K mark. Also, the cost of living is considered to be lower than the national average in Savannah by 12%.

New Orleans, Louisiana

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New Orleans is famous for its music, food, and incredible cultural festivals. The average cost of a house is just $269,489. House prices have even decreased by 4.2% in the past year, so they may even keep dropping. This means you may find your dream home even cheaper in the next couple of years.

Columbia, South Carolina

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Zillow writes, “The average Columbia home value is $219,969.” The city offers many fun summer activities, such as watersports at Lake Murray and plenty of barbeque spots. House prices in Columbia are on the rise and have risen by 8.2% since 2022. However, considering how low-priced they are, they still shouldn’t reach the $350K mark.

Gulfport, Mississippi

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Gulfport offers a low cost of living while still having Gulf Coast living charms. The average house is priced at $183,145, which is considerably lower than $350K. Gulfport is also famous for its casinos, leaving plenty of entertainment options if you choose to move to the city.

Carlsbad, New Mexico

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Carlsbad is known as the “Pearl of the Pecos.” The city has a small-town vibe and is in close proximity to Carlsbad Caverns and Guadalupe Mountains National Park. This means there are plenty of activities available close to the city. The median price for a house is $198,790.

Ocean Springs, Mississippi

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The average price for a home in Ocean Springs comes in much lower than $350K. This is supported by Best Places, which writes, “The median value of a house in the area is significantly lower than the U.S. median value, at $234,500.” The city has beautiful Gulf Coast living with access to the Gulf Coast Islands National Seashore.

Galena, Illinois

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Galena has a small-town charm thanks to the 19th-century buildings that adorn the city. The median price of a house is just $249,328. Home prices have increased by 6.5% over the past year, but that doesn’t stop them from being affordable.

Louisville, Kentucky

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Louisville is famous for its Kentucky Derby and is quickly becoming a hotspot for its nightlife and shopping. The average price of a home is $232,788. Due to its growing urban amenities, house prices are on the rise and have increased by 4.4% over the past year.

Trinidad, Colorado

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Redfin writes, “The Trinidad housing market is somewhat competitive. The median sale price of a home in Trinidad was $279K last month, down 2.3% since last year.” Trinidad is considered one of the most beautiful cities in Colorado, thanks to its natural scenery.

Bisbee, Arizona

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Bisbee is also known as “Queen of the Copper Camps.” It has an old-time flair, which is still apparent in the city today. There’s plenty to do in Bisbee thanks to its selection of art galleries, cafés, and shopping. The median price of a house in Bisbee is $199,977.

Milwaukee, Wisconsin

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Milwaukee offers a mix of cultural attractions, with its most popular being the Harley Davidson Museum. The average price of a home in Milwaukee is just $189,467. House prices in Milwaukee are on the rise and have gone up by 3.5% since 2022.

Tyler, Texas

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RealtyTrac writes, “The median value for residential home transactions that occurred over the previous year is $253,715.68.” Tyler is also well known for its great livability factors and high average income. The city also has a low property crime rate, making it an even more attractive city to purchase a home in.

Norman, Oklahoma

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Norman has a high livability score and a low unemployment rate. If you’re looking for a great area to raise a family in, the city is also home to a number of educational institutions. The median price of a home in Norman is $227,192.

Hampton, Virginia

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Hampton is a great city to purchase a home in. It’s close to historical sites and has lots of water activities for people to try out. The city also has a great mix of livability and affordability, with a low crime rate. The average price of a home in Hampton is $233,401.

Des Moines, Iowa

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The Des Moines Register writes, “Around the Des Moines metro, a budget of $265,000 can purchase a diverse variety of properties.” The city has a high livability score and a great community and cultural scene. Des Moines has a growing market and a reasonable cost of living.

Lynchburg, Virginia

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Lynchburg is known for its high livability score and beautiful scenery. There’s plenty for a person to do in this city thanks to its mix of cultural and outdoor activities. The average price of a house is just $216,265, still well below $350K.

Green Bay, Wisconsin

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Green Bay offers a community-oriented lifestyle, especially as it has so many sports and outdoor activities to take part in. The average value of a home in Green Bay is $206,384. The city has also been applauded for its low unemployment rates and affordable living.

Fort Morgan, Colorado

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Realtor writes, “The median listing home price in Fort Morgan, CO, was $327.5K in January 2024.” With $350,000, a person can purchase a three-bedroom, one-bathroom property. Fort Morgan offers a unique blend of small-town charm and community-focused living.

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