Strategies to Set Up Adult Teens For Financial Success
When your child turns 18 and becomes an adult, that’s the perfect opportunity to spend a day or two setting him up for a bright financial future. Of course, hopefully, you’ve been teaching him financial lessons throughout his childhood. Our son will turn 18 in just a few months, and we plan to use strategies to set up adult teens for financial success.
Set Up a Budget
The first step is...
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Hacks that Will Erase Bad Credit Instantly
Do you have bad credit? If so, you may be denied loans or pay a higher interest rate than those with a better credit score. If you know you will soon need a loan or need to rent an apartment or buy a home, you can try these hacks that will erase bad credit. However, remember, the more time you have to repair your credit, the better the results.
Hacks that Will Erase Bad Credit Instantly
If you’re...
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Are You Making These Credit Mistakes?
How many credit mistakes have I made in my life? Plenty. Missed payments, continued missed payments, not monitoring my credit, carrying balances that are too high…fixing all that can feel daunting at first. In fact, it can feel like an unattainable goal but I learned to ignore that feeling and press on.
Are you making credit mistakes that can cost you more money than you should be paying?...
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Will Multiple Credit Cards Hurt Your Credit Score?
Your credit score won’t go down just for having multiple credit cards. It all depends on how many you have and how you use them. Credit card debt is on your credit report as revolving debt. Revolving debt means the balance can be carried over from month to month. Important factors in evaluating revolving debt are the age of the account, payment timeliness, and utilization rate. Additionally,...
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