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Where to Rent When You Have Bad Credit

Posted by Joe Wallace on Jan 21st, 2021 · 0 Comment

Where to rent when you have bad credit? The biggest misunderstanding people have about this issue is the mistaken assumption that you have ONE credit score, ONE credit report, and ONE set of data that informs all potential landlords or creditors. But the reality is that if you apply for a home loan, your lender will look at credit reports from the three major credit reporting agencies differently...
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Protect Credit Scores: Keep Paying Your Bills During COVID-19

Posted by Joe Wallace on Apr 9th, 2020 · 0 Comment

Credit scores are more important than ever. The coronavirus pandemic and the economic impact of COVID-19 has caused millions of people to apply for unemployment, ask for mortgage relief, and take a critical look at their finances. But why should you keep paying on your mortgage and bills during coronavirus? There are some simple reasons, and all of them have to do with your future AFTER the outbreak...
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Here are some simple guidelines that will help you build wealth:

1) Do the math. Get a budget and calculate your net worth

2) Get an emergency fund. Save at least 6 months worth of expenses

3) Limit costs. Spend no more than 30% of your income on housing

4) Max your retirement. Maximize contributions to your tax-deferred retirement accounts

5) Pay yourself first. Set aside money for yourself before you take care of your other bills

6) Set goals. Goal let you get ahead faster

7) Avoid high interest debt. Avoid credit cards, title loans and other usurious loans

8) Diversify. Diversity your assets.

Where to Rent When You Have Bad Credit

Protect Credit Scores: Keep Paying Your Bills During COVID-19

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